Snap Photo via Getty Images A staple of most modern porn is the big, globby money shot —the giant payoff end of most mainstream scenes when someone is drenched in jizz. The main advertisements for these movies are photos of that sticky moment. And many of the loads appear so massive they seem unreal. That's because they are.
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Originally, in general film-making usage the term money shot was a reference to the scene that cost the most money to produce;  in addition, the inclusion of this expensive special effect sequence is being counted on to become a selling point for the film. For example, in an action thriller, an expensive special effects sequence of a dam bursting might be called the "money shot" of the film. The use of money shot to denote the ejaculation scene in pornographic films is attributed to producers paying the male actors extra for it. For example, in TV talk shows , the term, borrowed from pornography, denotes a highly emotional scene, expressed in visible bodily terms. Of course, this depends on the outlook of the producer, but the one thing is for sure: if you don't have the come shots, you don't have a porno picture. For the ejaculating partner there is almost no risk of contracting an STD. For the receiving partner, the risk is higher.